The problem
Existing Options & Trade-offs
Today, digital businesses expanding internationally choose between two imperfect paths:
DIY Tax Compliance
You keep your payment provider, but take on full Tax liability:
Register everywhere you sell
Each jurisdiction where you are liable requires its own TAX registration
Ongoing compliance burden
Quarterly filings, multi-currency reconciliation, data retention requirements
You own the risk
Audits, interest, penalties, and fines fall on you
Cross-functional overhead
Requires coordination across Finance, Tax, Legal, and Engineering
Merchant of Record Payment Providers
They handle tax liability, but at significant cost:
Flat fee everywhere
You pay the same fee even in jurisdictions where you are already tax registered
Lose customer control
MoR owns the customer relationship and subscriptions. Moving subscriptions later becomes impossible
Lose your payment stack
You migrate off your current provider to their platform
Their brand, not yours
Checkout, invoices, and bank statements show the MoR name
Neither option is ideal once you scale internationally.
The solution
The XborderCo Difference
We become your Tax as a Service provider - without replacing your payment provider.
XBorderCo vs. DIY
- We handle registrations - you don't register anywhere
- We handle filings, reconciliation, and audits
- 100% liability transferred to us
XBorderCo vs. Merchant of Record
- Keep your payment provider
- Keep your customers and subscriptions
- Your brand on invoices and statements
You get global tax compliance without giving up control.
Why SaaS teams choose XborderCo
Built for digital merchants who want to scale globally without VAT liability.
Native Integrations
We integrate alongside your existing payment provider - your checkout, subscriptions, and customer experience stay exactly as they are today.
All Payment Types Support
All payment types supported. One-off payments, new subscriptions and forward support of existing subscriptions where required.
B2C & B2B support
Determine customer location, collect and validate VAT numbers, determine VAT rates, adjust invoicing requirements as required by local legislation automatically.
Invoicing & Reporting
Keep existing invoicing. Customer invoices show XborderCo VAT IDs; e-invoicing obligations are our problem - not yours.